Life insurance is unique among financial instruments in that the ultimate goal of the investment is to financially improve another person or entity. Unfortunately, the purchase of life insurance can be very confusing and stressful. Everyone has different situations with a variety of people or entities that they are trying to benefit. There are many types of insurance that are geared for these different situations. There are so many companies that offer life insurance. How can anyone feel positive that they have made the right decision?
Pacific Financial Designs has dealt with many of these variables while helping over 4,000 clients to make prudent life insurance decisions. We look at your total insurance picture and try to create an “insurance portfolio” that will accomplish your goals at the lowest cost to you.
You probably have insurance programs through organizations such as: your workplace, your credit union, and professional organizations. These should be taken into consideration when making decisions on how much additional coverage you need and how long you will need to be covered.
By shopping the insurance need to many different insurers, PFD will be sure that you are getting the best value. We often will look to one company that might specialize in term insurance and another for more permanent protection. It is this type of individual customization that sets us apart and has allowed our clients to be assured that they have made a good financial decision.
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